Card top-up: is there IOF?

Updated October 17, 2026

A card top-up is an international payment, so your bank may charge IOF (3.5% today) and apply its own rate, on top of our top-up fee. To pay dollar subscriptions without IOF, top up with USDT.

Still have questions?

Talk to support. If it is about a top-up, send the transaction hash.